What to Do

Remain as calm as possible.
Check to see if anyone is injured or hurt.
Immediately call police (ALWAYS) and file a report.
Only making factual statements no opinions
Record all information and if the vehicle needs to be towed, document that information including location and name.
Contact your insurance company.
Choose the repair shop of YOUR choice.

First or Third Party?

FIRST PARTY: When you are filing a claim with your Insurance Company you're the "Insured."
THIRD PARTY: Filing a claim against the other party or their Insurance Company you are the "Claimant."

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